Terms and Conditions
1. Introduction
These terms and conditions govern your use of the SandPay website at sandpay.co.uk (the "Website"). By accessing or using this Website you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use this Website.
2. About us
This Website is operated by Optimise Payments Ltd, a company registered in England and Wales under company number 16269106. Our registered office is:
Optimise Payments Ltd t/a SandPayCollingwood Buildings
38 Collingwood Street
Newcastle upon Tyne
NE1 1JF
References to "SandPay", "we", "us" or "our" throughout these terms are references to Optimise Payments Ltd.
3. Use of this website
You may use this Website for lawful purposes only. You agree not to:
- Use this Website in any way that breaches any applicable local, national or international law or regulation
- Use this Website in any way that is unlawful, fraudulent or harmful
- Transmit any unsolicited or unauthorised advertising or promotional material
- Attempt to gain unauthorised access to any part of this Website or its related systems
- Introduce any viruses, trojans, worms or other harmful material
We reserve the right to suspend or terminate your access to this Website if you breach these terms.
4. Accuracy of information
The information on this Website is provided for general information purposes only. Whilst we take reasonable steps to keep it accurate and up to date, we make no warranty, express or implied, as to its completeness or accuracy.
Rates, fees and product details shown on this Website are indicative only and are subject to change. Any saving estimate produced by our savings calculator is an illustration based on the inputs you provide and does not constitute a quote, offer or guarantee of savings. A formal written quote will be provided following a full assessment of your specific business requirements and is subject to eligibility criteria.
5. Intellectual property
All content on this Website, including text, graphics, logos, icons and images, is the property of Optimise Payments Ltd or its licensors and is protected by copyright and other intellectual property laws. You may view and print content from this Website for your own personal, non-commercial use only. You must not reproduce, distribute, modify or create derivative works from any content on this Website without our prior written consent.
6. Third-party links
This Website may contain links to third-party websites. These links are provided for your convenience and information only. We have no control over the content of those sites and accept no responsibility or liability for them or for any loss or damage that may arise from your use of them. The inclusion of a link does not imply any endorsement of the linked site by us.
7. Disclaimer and limitation of liability
This Website is provided on an "as is" basis without any representations or warranties. To the fullest extent permitted by applicable law, Optimise Payments Ltd excludes all conditions, warranties, representations or other terms which may apply to this Website, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, arising under or in connection with:
- Use of, or inability to use, this Website
- Use of or reliance on any content displayed on this Website
- Any decision made or action taken in reliance on the information on this Website
Nothing in these terms excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
8. Data protection
Any personal data you provide to us through this Website is processed in accordance with our Privacy Policy, which is incorporated into these terms by reference. By using this Website you confirm that you have read and understood our Privacy Policy.
9. Governing law and jurisdiction
These terms and conditions and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of England and Wales. You and we irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these terms.
10. Changes to these terms
We may revise these terms and conditions at any time. Revised terms will be posted on this page with an updated date. Your continued use of this Website after any changes constitutes your acceptance of the revised terms. We recommend that you check this page periodically.
11. Severability
If any provision of these terms is found by a court to be invalid, unlawful or unenforceable, that provision shall be deemed severed from the remaining terms, which shall continue in full force and effect.
12. Correspondence
All correspondence relating to these terms should be directed in writing to our registered office:
Optimise Payments Ltd t/a SandPayCollingwood Buildings
38 Collingwood Street
Newcastle upon Tyne
NE1 1JF